Short Sales

The best and experienced Short Sale Agents for your property!

​A short sale is the best option for many homeowners who are underwater on their mortgage payments, and have been unsuccessful getting their loan rates refinanced or reduced to an affordable rate. The main advantage of a short sale is preventing foreclosure.

Short sales are considerable less damaging on credit ratings than foreclosure.  Short sales allow you to sell your property for less than the outstanding mortgage debt. You may think that you are liable for the difference when it can be written off as a forgiveness of debt by the lender. Time is of the essence, if you are facing foreclosure or have a set auction date, you must “act now” the longer you wait the less chances you will have to avoid foreclosure.

What are the benefits of a Short Sale?

You are ineligible to refinance or modify your mortgage

You are facing a long-term hardship

You are behind on your mortgage payments

You owe more on your home than it’s worth

You have not been able to sell your home at a price that covers what you still owe on your mortgage.

You can no longer afford your home and are ready or need to leave

 

A Short Sale may be the best option to Avoid Foreclosure if:

Eliminate or reduce your mortgage debt

Avoid the negative impact of foreclosure

Start repairing your credit sooner than if you went through a foreclosure

May be able to get a Fannie Mae mortgage to purchase a home sooner (in as little as 2 years) than if you went through foreclosure (up to 7 years)

 

 If you answer yes to any of these questions…

​Are You Facing a Foreclosure?

Have You Been Denied a Modification?

Are You Upside Down on Your Loan?

Do You Want to Minimize Damage to Your Credit?

Do You Want to Postpone Foreclosure and Deficiency Judgments?

Do You Want Solutions Towards a Fresh Start?

Do You Want to Dispose Your Debt and Avoid Future Collections?

Are Your Mortgage Payments Skyrocketing?

 

Then your best option is a short sale!

  • ​We have worked with all mayor’s banks:
  • Bank of America
  • One Main Financial (formerly Citimortgage)
  • JP Morgan Chase
  • Wells Fargo Bank,
  • As well as Loan Services institutions.

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