SANDY FLORES BROKER

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International Real Estate Contributor @TELEVISAUNIVISION KMEX 34  Los Angeles, El Gordo y La Flaca, Santa Ana College  Instructor

Award Winning Realtor *   International Real Estate
Contributor @TELEVISAUNIVISION KMEX 34
Los Angeles, El Gordo y La Flaca, Santa Ana College

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The total number of mortgage refinances in the U.S. experienced a slight increase in June as mortgage rates dropped from May, according to the Federal Housing Finance Agency’s (FHFA) Second Quarter 2014 Refinance Report.

Despite the increase in refinances, however, the FHFA reports that many borrowers are eligible to refinance through the government’s Home Affordable Refinance Program (HARP) but have not. HARP-refinanced homes made up only about 15.7 percent of total refinances in Q2.

You may qualify for HARP (Home Affordable Refinance Program) even if you:

• Have little or no equity or owe more than your home is worth
• Were turned down in the past
• Have a low credit score or income
• Don’t have money for closing costs

SANDY FLORES BROKER

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CAR FIABCI – NMLS – CRML – PSA

+1 (714) 493-2625       +1 (714) 493-2657

 Sandra M. Flores  CA. DRE Lic. # 01122114 - NMLS Lic. #324482     
Broker Officer at J.C. & S.M. INC. DBA. Real Estate On Demand & Home Loans On Demand  Licensed by the California Department of Real Estate
Lic. # 01520569 NMLS # 235895

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