Top Real Estate Agents Los Angeles CA | Global International Real Estate | Sandy Flores-Broker

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Be Prepared

Determining how much you can afford to pay for your home, should be considered more than just how far your dollars can be stretched.

WHAT SHOULD YOU CONSIDER?

Work on your debt-to-income ratio. DTI will play the biggest role when considering purchasing a home. Your debt-to-income ratio refers to the amount of debt you have in comparison to the amount of money you earn.

Overall, your total debt should be no more than 45% of your total income and your housing debt should not be any more than 37% of your income average.

By calculating your debt-to-income ratio, you can determine how much you can truly afford to pay for your home.
Knowledge you can trust.

Before you start searching through available properties,  it is an excellent idea to create a list of the features you need and want in a home.

Keep in mind that needing and wanting are two separate issues, and in Home-Buying plays a big role.

Key Takeaways

Buying a home is a big decision, but there are many reasons why you should consider it.

Pride of ownership, home value appreciation, mortgage interest deductions, and potential property tax deductions are a few of the best reasons.

Other benefits include the capital gains exclusion, preferential tax treatment, building equity through mortgage reduction, and equity loans.

Buying a Home

Without question, is a life-altering decision.

Why Choose us

We are the perfect solution to help you achieve our real estate goals.

Decide BOLD and FAST.

Time is more valuable than money. You can get more money, but you cannot get more time.

Integrity

We are proud of the achievements we have done through the years as well as all the national honors we have bagged. But I am more proud of all the clients I’ve worked with through the years who know, without a doubt, that they can trust me to move heaven and earth to make sure their needs and expectations are met.

Experienced

We provide a dedicated and stress-free real estate service to our clients by keeping them informed, listens to their needs, and works tirelessly on their behalf ensuring a smooth and easy real estate transaction. Many refer to us as the go-to-realtor providing unmatchable top notch real estate services built on honesty and tailored to match our client’s preferences.

Results

We can tell you boldly that the only way to do a great job is to love what you do, and we do! We think differently, act differently, share great ideas, and continuously strive for maximum efficiency, and I can assure you the ultimate satisfaction of whatever your real estate goal is.

SEARCH TOP LISTINGS

Whether is your primary home, secondary vacation home home or investment property, we ensure the process is both easy and enjoyable.

Experience you Need. Results you want.

As experts in real estate, we understand the local housing market, listen to your concerns, and desires and are able to advantageously maximize your budget.
Sandy Flores Broker/Owner at Real Estate On Demand
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