SANDY FLORES BROKER
Award Winning Realtor * International Real Estate
Contributor @TELEVISAUNIVISION KMEX 34
Los Angeles, El Gordo y La Flaca, Santa Ana College
Refinance Your Home Before Rates Rise
There has never been a better time to refinance your home. HARP under the Home Affordable Refinance Plan allows homeowners to refinance their homes at shockingly low rates, and reduce their payments by an average of $3,000 a year.
If your mortgage is $625,500 or less (unless you live in a high-cost area then the loan limits may be higher), you most likely qualify. Basically, the Government wants banks to cut your rates, which puts more money in your pocket, great isn’t it.
It is a no-brainer to jump on this now. You need to act fast in order to refinance your house at these current low refinance rates. The average monthly savings for most eligible Americans is $300. Many homeowners not only save every month, but depending on their current rates, they can also shorten the life of their loan.
Currently the HARP program is set to expire on December 31, 2015. But the good news is, once you’re in, you’re in. If the thought of a lower payment or fewer years on your mortgage sounds appealing, the time to act is right now. You have nothing to lose, but you do have to act now before rates rise.
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