By Sandy Flores Real estate instructor at the College of Santa Ana “Foreclosures are affecting many homeowners and communities, which sadly dishonest financial staff appreciate that the strategy of collecting scarce dollars of these families with financial difficulties, offered in exchange empty promises and false claims” said Caroline H. Krewson, and deputy regional director of … Read more

By Sandy Flores  Help those with more than one mortgage loan  As “emergency action”, the Legislature passed SB 458 by state law, which was just signed by Governor Jerry Brown on 11 July and took effect immediately. This law further extends the Anti-Deficiency Protection for homeowners who are facing foreclosure, which means a very big … Read more

By Sandy Flores   California announced his retirement from the Committee for Research on malpractices in the process of foreclosure. In a letter sent by the Attorney General of California, Kamala Harris, on Friday September 30 to Attorney General Thomas Perrelli and Iowa Attorney General, Tom Miller, Harris said the proposed arrangement, widely denounced by 20,000 … Read more

 By Sandy Flores Real estate instructor at the College of Santa Ana The Treasury Department provided a viable alternative program, providing home owners who can not keep their property through modification programs, to consider the HAFA Program (Alternatives to avoid Foreclosure) to avoid foreclosure. The HAFA takes effect on April 5 and ending on December 31, … Read more